According to the Allianz Risk Barometer 2025, business interruptions are among the greatest business risks. Fires are one of the main causes of this, with consequences that can sometimes threaten the very existence of a company. In Germany alone, major fires cause billions of dollars in property damage and consequential losses every year. Most affected companies do not survive such an event economically. Insurance offers protection, but it requires effective prevention. Effective fire protection is therefore not only a technical obligation, but also a strategic prerequisite for insurability and long-term business security.
Insurance covers damage, but not operational capability. In an emergency, there remains a residual risk that is often underestimated. Insurers are increasingly assessing risks in a holistic manner and from the following perspectives:
More than two-thirds of companies file for bankruptcy after a major fire. Preventive measures such as fire prevention through oxygen reduction can prevent this and strengthen resilience. This allows both entrepreneurs and insurers to look to the future with confidence.
“For effective firefighting, experts currently recommend the installation of a stationary oxygen reduction system coupled with an area-wide smoke aspiration system/detection fire alarm system.”
BENEFITS
Our international certificates attest to the quality and effectiveness of our fire protection solutions in all project phases – for sound risk assessment, fair premium calculation, and high operational safety.
Holistic fire protection for every application – 24/7, worldwide.
Companies can act in accordance with their obligations; consequential damage and damage to image are minimized.
Modular systems for optimum protection of specific applications – even when the protected area changes.
Approved and certified systems offer traceable quality assurance and reduce the likelihood of damage.
Innovative, holistic, and sustainable solutions actively contribute to climate and environmental protection.
Certified technology for seamless documentation of status and events.
Preventive fire protection solutions minimize fire damage and consequential damage.
Recognized systems for fast approvals, simple processing, risk minimization, and high resilience.
The trust placed in us by insurers, brokers, planners, and operators confirms that technical excellence and certified safety pay off—for everyone involved. We have extremely high quality standards, because safety is crucial. Our systems, as well as WAGNER as a system installer, are certified by various institutions:
Customized fire protection solutions and individual consultation
As an innovation leader, we offer globally consistent, tailor-made fire protection solutions from a single source. We provide advice at an early stage – for example, for new buildings or modified storage concepts and develop solutions that minimize risks, improve insurability, and reduce premiums.
Our experts are familiar with technology and regional standards and coordinate projects individually and proactively. This allows us to balance safety, costs, and insurance requirements – for an all-around optimal solution.
Tests and collaboration for the highest safety standards
In our fire laboratory, we carry out tests as required to find the optimal fire protection solution for each individual case. For more extensive testing, we also use specialized external testing facilities. One example: for KETTLER Alu-Rad GmbH, we conducted extensive tests to determine a safe solution for a high-bay warehouse with up to 50,000 e-bikes, including partially charged batteries.
By working with regional and international associations, our solutions always comply with the latest legal requirements. We combine global expertise with regional know-how – for the highest safety standards.
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Read Ralf Keck's article on active fire prevention in the magazine “VersicherungsPraxis” here. © GVNW
Note: this article is only available in German.
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